A quiet, close-knit townhome community on SW 145th Court in southwest Miami-Dade County.
About Our Community
Millennium Town Homes is a residential townhome community comprised of 20 two-story units arranged along western and eastern rows on SW 145th Court, just off SW 28th Street in unincorporated Miami-Dade County.
Community
Our association works to maintain property values, coordinate shared services, and advocate for the interests of all residents.
Common area upkeep, landscaping, and exterior maintenance coordinated through the association to keep our community looking its best.
Active representation on zoning, environmental, and development matters that impact our neighborhood and quality of life.
Regular updates, meeting notices, and important community information shared with all homeowners to keep everyone informed.
Resident Resources
Miami-Dade County is in a high-risk hurricane zone. All residents should prepare before June 1 each year.
When do we have to evacuate? Only if Miami-Dade County orders an evacuation for Zone E — our storm surge evacuation zone. The county calls evacuations zone by zone, starting with Zone A (most vulnerable, coastal) and ending with Zone E (least vulnerable). Zone E is ordered only for the most extreme storms with Category 5–level surge — so in most hurricanes, we will not be told to leave. Our concrete-block townhomes were built in 2018–2019 to current Miami-Dade code; unless Zone E is called, the county's guidance is to prepare well and shelter at home.
How you'll know: evacuation orders are announced by Miami-Dade County on local TV and radio, at miamidade.gov, and through 311 (1-888-311-DADE). The Board will also email owners. If an order for Zone E is issued, leave early — do not wait for conditions to worsen.
If we do evacuate: the nearest shelter is G. Holmes Braddock Senior High, 3601 SW 147th Ave; W.R. Thomas Middle School, 13001 SW 26th St, is also a shelter.
Don't confuse the two "zones": our FEMA flood zone (AH/AE) only affects flood insurance and rainfall flooding — it never triggers an evacuation. Evacuations are decided by the storm surge zone (ours is E).
Look up any address's zone: miamidade.gov storm surge zones
All unit owners are responsible for installing hurricane shutters or impact-rated protection on their windows and doors. Secure all loose items in patios and limited common areas before a storm watch is issued. Review your unit's shutter type and have hardware ready.
Miami-Dade Emergency: 311 or 1-888-311-DADE
FPL Power Outages: 1-800-4-OUTAGE (468-8243)
National Hurricane Center: nhc.noaa.gov
FEMA: 1-800-621-3362
As a townhome community in FEMA Flood Zone AH/AE, residents should understand their insurance obligations.
Each unit owner must purchase a separate HO-6 (condo/townhome) insurance policy covering the unit's interior, personal property, and personal liability. The association's master policy covers common areas, the building exterior ("walls-out"), and flood insurance. Your HO-6 covers everything "walls-in."
The association's master policy includes windstorm and hurricane coverage, funded through your association dues. Individual HO-6 policies must include interior windstorm coverage for personal property and unit improvements. Miami-Dade County requires hurricane-rated shutters/windows, which may qualify you for premium discounts.
The association maintains full reserves in line with Florida's post-Surfside reserve reforms (SB 4-D / HB 1021) — going beyond what the law requires for two-story townhome communities. This ensures adequate funding for major repairs and replacements without special assessments, and supports strong lender confidence for unit financing.
Insurance Questions? Contact the board at board@mtownhomes.com for information about the association's master policy or to verify your individual coverage requirements.
Rules & Regulations
The following rules were adopted by the Board of Directors in March 2026. Please review and direct any questions to board@mtownhomes.com.
Rules governing the use of residential driveways, guest parking spaces, vehicle registration, towing authorization, and long-term guest provisions.
View DocumentGuidelines for enclosed patios and yard areas behind units, including structural attachments, grills and fire features, exterior maintenance, fencing, and painting.
View DocumentRules for front areas, driveways, walkways, and landscaped spaces including maintenance responsibilities, structural attachments, water features, and gate access.
View DocumentComplete schedule of fines and penalties for violations of the community rules and regulations, organized by severity category.
View DocumentAdopted March 2026. These rules are subject to amendment by the Board in accordance with the Declaration and Bylaws.
Community Update
An important development matter affecting our community.
The proposed 38-foot building would cast significant shadows across our western-row homes, with peak winter coverage increasing mold risk by up to 68%.
View Shadow Simulation →Post-development, the site would shed roughly 2–3.5x more stormwater depending on storm intensity, increasing flood risk for adjacent properties in an already designated AH/AE flood zone.
View Flood Simulation →Projected property value losses and insurance increases over 30 years, including rising master policy costs, HO-6 surcharges, and supplemental flood insurance.
View Financial Projections →Get in Touch
Have questions or concerns? Reach out to the Millennium Town Homes Association board.
Our community is professionally managed by Quest Management Group.
Aquifer Protection Note
Our community lies within the West Wellfield Interim Protection Area over the Biscayne Aquifer — Miami-Dade's primary drinking water source (Code § 24-43).